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Cash Offer vs. Listing: Which Is Actually Right for You?

Selling your house isn't one-size-fits-all. Here's an honest, side-by-side look at what each path actually costs you in time, money, and certainty.

Impact Real Estate vs. Listing With an Agent

Selling to Impact Real Estate
Listing With an Agent
Time to Close
✓ 7–14 days, or your timeline
✕ Typically 60–120+ days
Repairs Required
✓ None, sold as-is
✕ Often needed to attract buyers
Agent Commissions
✓ $0
✕ Typically 5–6% of sale price
Closing Costs
✓ We cover them
✕ Typically paid by seller
Showings & Open Houses
✓ None
✕ Ongoing until sold
Financing Risk
✓ None, we pay cash
✕ Deals can fall through on buyer's financing
Certainty of Sale
✓ Guaranteed once accepted
✕ No sale is guaranteed until closing
Sale Price
Below market, reflects condition & speed
Highest potential price, if it sells as expected

This is a general comparison. Every property and situation is different, we're happy to walk through your specific numbers with you directly.

Signs Point You One Way or the Other

A Cash Offer Makes Sense If...

  • You need to sell quickly, foreclosure, relocation, or a fast-approaching deadline
  • The house needs repairs you don't want to pay for or manage
  • You inherited a property and don't want to deal with fixing it up
  • You'd rather have certainty than chase the highest possible price
  • You're tired of managing a rental property or difficult tenants

Listing Traditionally Makes Sense If...

  • Your house is already in excellent, move-in-ready condition
  • You have months, not weeks, to wait for the right buyer
  • You're comfortable with showings, negotiations, and buyer contingencies
  • Maximizing sale price matters more to you than speed or certainty
  • You can afford to carry the property (taxes, insurance, upkeep) while it sits on the market

The Real Math Behind a Traditional Sale

A higher listing price doesn't always mean more money in your pocket. Here's what actually comes out of a typical retail sale before you see a dime.

5–6% Agent commissions
1–3% Seller-paid closing costs
2–10%+ Repairs to pass inspection
$100s/mo Carrying costs while it sits

Not Sure Which Path Is Right for You?

Get a no-obligation cash offer and compare it against what listing would actually net you. No pressure either way.

Get My Cash Offer